Dental Insurance & Financing in Brea, CA
What is Dental Insurance/Dental Benefits?
Dental insurance is a type of coverage designed to offset the cost of preventive, restorative, and sometimes cosmetic dental care. Most plans cover routine services like cleanings and exams at a higher percentage, while procedures such as crowns or implants may be covered at a lower rate, depending on your specific policy.
Think of dental benefits less like traditional health insurance and more like a yearly allowance toward keeping your teeth healthy. Each plan comes with its own set of coverage levels, annual maximums, and waiting periods — and our team is here to help you navigate all of it without the headache.
CAll 714-529-3184Types of Insurance We Accept
We welcome a wide range of dental insurance plans and are in-network with most major PPO providers. If you don’t see your plan listed below, give us a call — we’re happy to verify your coverage.
- PPO In-Network Plans: Aetna, Delta Dental, Cigna, MetLife, Guardian, United Healthcare, BC/BS, Humana, Ameritas, Principal, United Concordia, Liberty, First Dental Health, GEHA/Connection, and Anthem BC, among others.
- PPO Out-of-Network Plans: We gladly work with PPO out-of-network plans to help maximize your reimbursement.
How Does Financing Work?
We never want cost to stand between you and a healthy smile. For treatments that insurance doesn’t fully cover — or if you don’t carry a plan at all — we offer CareCredit as a convenient financing solution. CareCredit works like a healthcare credit card, letting you break larger treatment costs into smaller, budget-friendly monthly payments. Applying is quick, and our team can walk you through the process right here in the office. Dr. Kwok’s philosophy is simple: if there’s a way to make great dental care more accessible, we’re going to help you find it.
We’re Here to Help
Don’t let insurance questions keep you from getting the care you deserve. Contact Brea Family Dental Center today or schedule your visit online — our team is ready to help you find a path that fits your budget and your smile.
SCHEDULE TodayCAll: 714-529-3184FAQs
If you have any questions about dental insurance, we have answers.
Do you accept Medicaid or Medicare?
At this time, our office does not accept Medicaid or Medicare plans. However, CareCredit has alternative options to help keep your care affordable.
How do I know if my insurance covers a specific procedure?
Our team verifies your benefits before your appointment and walks you through what’s covered. If there are any out-of-pocket costs, we’ll let you know upfront so there are no surprises.
What if I don’t have dental insurance?
We offer CareCredit financing to make quality dental care accessible. Reach out to our office, and we’ll help you find an option that works for your situation.
